Sunday, August 23
Affordable housing is rapidly vanishing from India's major cities as real estate developers increasingly shift focus toward premium and luxury projects, forcing lenders to rethink growth strategies in the home loan market, said a report based on Antique Stock Broking's BFSI Conference 2025.Housing finance experts and lenders speaking at the conference said developers are no longer willing to build homes priced below Rs 50 lakh, citing high land costs, thinner margins and reduced policy incentives under the revamped Pradhan Mantri Awas Yojana (PMAY) framework."Banks are not inherently set up to cater to the micro-level assessment required for affordable housing. They are expected to enter via co-lending partnerships rather than direct exposure," the post-Conference report said.At the Confer
Since President Donald Trump's 'Liberation Day' tariffs pushed the U.S. bond market into revolt in April, his administration has carefully tailored its policies and messaging to prevent another flareup. But the truce remains fragile, some investors say. A reminder of that fragility came on November 5 when the Treasury Department signaled it was considering selling more long-term debt. The same day, the Supreme Court began hearing arguments over the legality of Trump's sweeping trade tariffs. Benchmark 10-year bond yields, which have fallen steeply this year, spiked more than 6 basis points - one of the biggest jumps in recent months. With the market already uneasy about the size of U.S. federal deficit, the Treasury proposal stirred fears among some investors of upward pressure on long-
